/* ===== Site-wide additions: nav, buttons, home page ===== */
:root { --navy: #0a1822; --navy-2: #0f2a3a; --bright: #19c3b8; --gold: #f5b84a; }
img { max-width: 100%; height: auto; display: block; }

.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a:not(.btn) { color: var(--muted); font-size: 14px; font-weight: 600; transition: .2s; }
.nav-links a:not(.btn):hover, .nav-links a.current { color: var(--accent); }
.menu-btn { display: none; background: none; border: 1px solid var(--line); border-radius: 10px; width: 42px; height: 42px; font-size: 20px; cursor: pointer; color: var(--text); }

.btn { display: inline-block; padding: 13px 24px; border-radius: 999px; background: var(--accent); color: #fff; font-weight: 700; font-size: 15px; border: 2px solid var(--accent); transition: .2s; line-height: 1.2; }
.btn:hover { background: var(--accent-dark); border-color: var(--accent-dark); transform: translateY(-2px); }
.btn-small { padding: 9px 18px; font-size: 13px; }
.btn-ghost { background: transparent; border-color: rgba(255,255,255,.4); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.12); border-color: #fff; }
.btn-outline { background: transparent; color: var(--accent); }
.btn-outline:hover { background: var(--accent); color: #fff; }
.btn-light { background: #fff; color: #7a3d00; border-color: #fff; }
.btn-light:hover { background: #fff3e0; border-color: #fff3e0; }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 28px; }

/* Hero banner */
.banner { background: radial-gradient(circle at 85% 10%, rgba(25,195,184,.22), transparent 40%), linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; padding: 90px 0 100px; }
.banner-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 50px; align-items: center; }
.eyebrow.light { color: var(--bright); }
.banner h1 { font-size: clamp(36px, 5.2vw, 62px); margin-bottom: 20px; }
.banner h1 span { color: var(--bright); }
.banner p { color: #b9c9d2; font-size: 18px; max-width: 560px; }
.banner-img img { border-radius: 28px; box-shadow: 0 30px 70px rgba(0,0,0,.45); animation: float 6s ease-in-out infinite; }
@keyframes float { 50% { transform: translateY(-10px); } }
.trust { list-style: none; display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 30px; color: #9fb4bf; font-size: 13px; font-weight: 600; }
.trust li::before { content: "✓"; color: var(--bright); margin-right: 7px; }

.strip { background: #fff; border-bottom: 1px solid var(--line); }
.strip-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.strip-grid div { padding: 26px 18px; text-align: center; border-right: 1px solid var(--line); }
.strip-grid div:last-child { border-right: 0; }
.strip-grid strong { display: block; font-size: 22px; color: var(--accent-dark); letter-spacing: -.02em; }
.strip-grid span { color: var(--muted); font-size: 13px; }

.block { padding: 90px 0; }
.block.alt { background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.title { font-size: clamp(28px, 4vw, 42px); line-height: 1.12; letter-spacing: -.03em; margin-bottom: 18px; }
.lead { color: #4f5b62; font-size: 16.5px; margin-bottom: 14px; }
.head-center { text-align: center; max-width: 620px; margin: 0 auto 50px; }
.about-img img { border-radius: 26px; box-shadow: var(--shadow); }
.text-link { display: inline-block; margin-top: 10px; color: var(--accent); font-weight: 700; }
.text-link:hover { color: var(--accent-dark); }

.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.card { background: var(--bg); border: 1px solid var(--line); border-radius: 20px; overflow: hidden; transition: .25s; }
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.card img { width: 100%; aspect-ratio: 400/260; object-fit: cover; }
.card-body { padding: 22px; }
.card h3 { font-size: 19px; line-height: 1.25; margin: 10px 0 8px; letter-spacing: -.01em; }
.card p { color: var(--muted); font-size: 14px; line-height: 1.6; }
.tag { display: inline-block; font-size: 11px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; color: var(--accent); background: var(--soft); padding: 4px 10px; border-radius: 999px; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.step { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 28px 24px; }
.step span { font-size: 38px; font-weight: 800; color: var(--bright); opacity: .55; letter-spacing: -.04em; }
.step h3 { font-size: 18px; margin: 8px 0; }
.step p { color: var(--muted); font-size: 14px; line-height: 1.6; }

.risk { background: linear-gradient(135deg, #8a4a0d, #b9711f); color: #fff; padding: 46px 0; }
.risk-inner { display: flex; align-items: center; gap: 28px; }
.risk-icon { flex: none; width: 58px; height: 58px; border-radius: 50%; background: rgba(255,255,255,.18); display: grid; place-items: center; font-size: 30px; font-weight: 800; }
.risk h2 { font-size: 24px; margin-bottom: 6px; }
.risk p { color: #ffeacc; font-size: 15px; line-height: 1.65; }
.risk .btn { flex: none; }

.contact-list { list-style: none; margin-top: 18px; }
.contact-list li { padding: 12px 0; border-bottom: 1px solid var(--line); color: #33434a; }
.contact-list span { display: inline-block; min-width: 140px; color: var(--muted); font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }
.contact-list a { color: var(--accent); font-weight: 700; }
.map-card { border-radius: 24px; overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow); min-height: 380px; background: #dfe8e8; }
.map-card iframe { width: 100%; height: 100%; min-height: 380px; border: 0; }

.site-footer { background: var(--navy); color: #9fb4bf; border-top: 0; font-size: 14px; }
.site-footer .brand { color: #fff; }
.foot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; padding: 60px 0 40px; }
.foot-grid p { margin-top: 14px; line-height: 1.7; font-size: 13.5px; }
.foot-grid h4 { color: #fff; font-size: 13px; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 14px; }
.foot-grid a:not(.brand) { display: block; padding: 5px 0; transition: .2s; }
.foot-grid a:not(.brand):hover { color: var(--bright); }
.foot-bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; padding: 22px 0; border-top: 1px solid rgba(255,255,255,.1); font-size: 12.5px; }
.foot-bottom a { color: var(--bright); font-weight: 700; }

/* Terms page hero gets the dark banner look */
.page-hero { background: radial-gradient(circle at 85% 10%, rgba(25,195,184,.22), transparent 40%), linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); border-bottom: 0; color: #fff; }
.page-hero .eyebrow { color: var(--bright); }
.page-hero .intro { color: #b9c9d2; }
.page-hero .updated { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.2); color: #d8f3f0; }
.contact-box a { color: var(--accent); font-weight: 700; }

/* ===== Photo layout ===== */
.photo-banner, .photo-risk, .page-banner {
  background: linear-gradient(90deg, rgba(6,16,24,.92) 0%, rgba(6,16,24,.78) 45%, rgba(6,16,24,.35) 100%), var(--img) center / cover no-repeat;
}
.photo-banner { padding: 130px 0 140px; }
.photo-banner .banner-text { max-width: 640px; }
.photo-risk { background: linear-gradient(90deg, rgba(110,55,8,.94), rgba(150,85,20,.82)), var(--img) center / cover no-repeat; }

.page-banner { color: #fff; padding: 90px 0 100px; }
.page-banner h1 { font-size: clamp(32px, 5vw, 56px); margin: 14px 0 16px; max-width: 820px; }
.page-banner .intro { color: #cfdde4; max-width: 680px; }
.crumbs { font-size: 13px; color: #9fb4bf; margin-bottom: 22px; }
.crumbs a:hover { color: var(--bright); }
.crumbs span { color: #fff; }
.tag-light { background: rgba(25,195,184,.18); color: var(--bright); }

.feature { display: grid; grid-template-columns: 1.05fr 1fr; gap: 60px; align-items: center; }
.feature.reverse .photo { order: 2; }
.photo { margin: 0; }
.photo img { width: 100%; aspect-ratio: 3/2; object-fit: cover; border-radius: 24px; box-shadow: 0 25px 60px rgba(22,38,45,.18); transition: transform .4s; }
.photo:hover img { transform: scale(1.02); }
.ticks { list-style: none; margin-top: 18px; }
.ticks li { position: relative; padding: 7px 0 7px 30px; color: #3d4a51; font-size: 15px; line-height: 1.55; }
.ticks li::before { content: "✓"; position: absolute; left: 0; top: 7px; width: 20px; height: 20px; border-radius: 50%; background: var(--soft); color: var(--accent); font-size: 12px; font-weight: 800; display: grid; place-items: center; }
.steps-list { margin: 18px 0 0 20px; color: #3d4a51; }
.steps-list li { padding: 8px 0 8px 6px; line-height: 1.6; }
.steps-list strong { color: var(--accent-dark); }

.cards-3 { grid-template-columns: repeat(3, 1fr); }
.cards-5 { grid-template-columns: repeat(5, 1fr); gap: 18px; }
.cards-5 .card-body { padding: 16px; }
.cards-5 .card h3 { font-size: 16px; }
.cards-5 .card p { display: none; }
a.card { display: flex; flex-direction: column; color: inherit; }
a.card img { aspect-ratio: 3/2; }
a.card .card-body { flex: 1; display: flex; flex-direction: column; }
.more { margin-top: auto; padding-top: 14px; color: var(--accent); font-weight: 700; font-size: 14px; }
a.card:hover .more { color: var(--accent-dark); }

.points { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.point { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 24px; border-top: 4px solid var(--bright); }
.point span { color: var(--bright); font-weight: 800; font-size: 13px; letter-spacing: .1em; }
.point h3 { font-size: 18px; margin: 8px 0 6px; }
.point p { color: var(--muted); font-size: 14px; line-height: 1.6; }

.clauses { display: grid; grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); gap: 22px; }
.clause { background: var(--bg); border: 1px solid var(--line); border-left: 5px solid var(--accent); border-radius: 16px; padding: 26px; }
.clause h3 { font-size: 21px; margin: 4px 0 12px; letter-spacing: -.01em; }
.clause p { color: #4f5b62; font-size: 14.5px; margin-bottom: 10px; line-height: 1.7; }
.clause ul { margin: 8px 0 0 20px; color: #4f5b62; font-size: 14.5px; }
.clause li { margin-bottom: 6px; }
.center { text-align: center; margin-top: 30px; }

@media (max-width: 960px) {
  .feature { grid-template-columns: 1fr; gap: 32px; }
  .feature.reverse .photo { order: 0; }
  .points { grid-template-columns: repeat(2, 1fr); }
  .cards-3, .cards-5 { grid-template-columns: repeat(2, 1fr); }
  .cards-5 .card p { display: block; }
  .photo-banner { padding: 80px 0 90px; }
  .page-banner { padding: 60px 0 70px; }
}
@media (max-width: 560px) {
  .points, .cards-3, .cards-5 { grid-template-columns: 1fr; }
  .clauses { grid-template-columns: 1fr; }
}

@media (max-width: 960px) {
  .cards, .steps { grid-template-columns: repeat(2, 1fr); }
  .banner-grid, .two-col { grid-template-columns: 1fr; gap: 40px; }
  .banner { padding: 60px 0 70px; }
  .strip-grid { grid-template-columns: repeat(2, 1fr); }
  .strip-grid div:nth-child(2) { border-right: 0; }
  .strip-grid div:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .risk-inner { flex-direction: column; align-items: flex-start; }
  .block { padding: 65px 0; }
}
@media (max-width: 760px) {
  .menu-btn { display: block; }
  .nav-links { position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: flex-start; gap: 0; background: #fff; border-bottom: 1px solid var(--line); padding: 8px 20px 18px; display: none; }
  .nav-links.open { display: flex; }
  .nav-links a:not(.btn) { padding: 12px 0; width: 100%; border-bottom: 1px solid var(--line); }
  .nav-links .btn { margin-top: 14px; }
}
@media (max-width: 560px) {
  .cards, .steps, .foot-grid { grid-template-columns: 1fr; }
  .contact-list span { display: block; min-width: 0; }
  .btn-row .btn { width: 100%; text-align: center; }
}

/* ===== Cover header (sticky pill), logo, dropdown, progress ===== */
.site-header { background: linear-gradient(180deg, #0a1822 0%, #0d2230 100%); border-bottom: 0; backdrop-filter: none; padding-bottom: 12px; transition: padding .25s; }
.topbar { font-size: 12.5px; color: #9fb4bf; max-height: 40px; overflow: hidden; transition: max-height .3s, opacity .3s; }
.topbar-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 38px; }
.topbar a { color: #d8f3f0; font-weight: 600; }
.topbar a:hover { color: var(--bright); }
.topbar i { opacity: .4; margin: 0 6px; font-style: normal; }
.site-header.scrolled .topbar { max-height: 0; opacity: 0; }
.site-header.scrolled { padding-bottom: 8px; box-shadow: 0 10px 30px rgba(0,0,0,.25); }

.nav-cover { position: relative; display: flex; align-items: center; justify-content: space-between; gap: 20px; background: #fff; border-radius: 999px; padding: 8px 10px 8px 14px; min-height: 66px; box-shadow: 0 10px 35px rgba(0,0,0,.28), 0 0 0 1px rgba(255,255,255,.6) inset; }
.site-header.scrolled .nav-cover { min-height: 56px; }
.brand { gap: 11px; }
.brand-mark { width: 42px; height: 42px; border-radius: 12px; background: none; display: block; box-shadow: 0 6px 16px rgba(13,107,104,.35); }
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-text b { font-size: 17px; letter-spacing: -.02em; }
.brand-text small { font-size: 10.5px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.site-footer .brand-text small { color: #8ea3ae; }
.nav-links { gap: 4px; }
.nav-links > a:not(.btn), .dd-toggle { padding: 9px 15px; border-radius: 999px; }
.nav-links > a:not(.btn):hover, .nav-links a.current, .dropdown:hover > .dd-toggle { background: var(--soft); color: var(--accent); }
.nav-links .btn-small { margin-left: 8px; }
.dropdown { position: relative; }
.dd-toggle { display: inline-block; color: var(--muted); font-size: 14px; font-weight: 600; }
.dd-toggle em { font-style: normal; font-size: 10px; margin-left: 3px; }
.dd-menu { position: absolute; top: calc(100% + 14px); left: 50%; transform: translate(-50%, 8px); min-width: 250px; background: #fff; border-radius: 18px; padding: 10px; box-shadow: 0 25px 60px rgba(0,0,0,.25); opacity: 0; visibility: hidden; transition: .2s; }
.dd-menu::before { content: ""; position: absolute; top: -14px; left: 0; right: 0; height: 14px; }
.dropdown:hover .dd-menu, .dropdown:focus-within .dd-menu { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.dd-menu a { display: block; padding: 10px 14px; border-radius: 11px; color: #33434a; font-size: 14px; font-weight: 600; }
.dd-menu a:hover { background: var(--soft); color: var(--accent); }
.progress { position: absolute; left: 0; bottom: 0; height: 3px; width: 0; background: linear-gradient(90deg, var(--bright), var(--gold)); transition: width .1s linear; }
.site-header { position: sticky; }

.banner, .page-banner, .hero.page-hero { scroll-margin-top: 100px; }
html { scroll-padding-top: 110px; }

/* ===== WhatsApp live widget ===== */
.wa-widget { position: fixed; right: 22px; bottom: 22px; z-index: 90; display: flex; flex-direction: column; align-items: flex-end; gap: 14px; }
.wa-fab { position: relative; width: 62px; height: 62px; border: 0; border-radius: 50%; background: linear-gradient(135deg, #2bd86a, #128c4a); color: #fff; cursor: pointer; display: grid; place-items: center; box-shadow: 0 12px 30px rgba(18,140,74,.5); transition: transform .2s; }
.wa-fab svg { width: 32px; height: 32px; position: relative; z-index: 2; }
.wa-fab:hover { transform: scale(1.08); }
.wa-fab.shake { animation: wa-shake 1.2s ease 1; }
.wa-ring { position: absolute; inset: 0; border-radius: 50%; border: 2px solid #2bd86a; animation: wa-pulse 2.2s ease-out infinite; }
.wa-ring.r2 { animation-delay: 1.1s; }
.wa-badge { position: absolute; top: -3px; right: -3px; z-index: 3; min-width: 22px; height: 22px; border-radius: 11px; background: #ff3b30; color: #fff; font-size: 12px; font-weight: 800; display: grid; place-items: center; border: 2px solid #fff; animation: wa-pop 1.6s ease-in-out infinite; }
.wa-badge.hide { display: none; }
@keyframes wa-pulse { 0% { transform: scale(1); opacity: .8; } 100% { transform: scale(1.9); opacity: 0; } }
@keyframes wa-pop { 50% { transform: scale(1.18); } }
@keyframes wa-shake { 0%,100% { transform: rotate(0); } 15% { transform: rotate(-14deg); } 30% { transform: rotate(12deg); } 45% { transform: rotate(-9deg); } 60% { transform: rotate(7deg); } 75% { transform: rotate(-3deg); } }

.wa-popup { width: min(330px, calc(100vw - 44px)); background: #ece5dd; border-radius: 20px; overflow: hidden; box-shadow: 0 25px 70px rgba(0,0,0,.35); transform: translateY(18px) scale(.92); transform-origin: bottom right; opacity: 0; visibility: hidden; transition: .3s cubic-bezier(.2,.9,.3,1.2); }
.wa-popup.open { transform: none; opacity: 1; visibility: visible; }
.wa-head { display: flex; align-items: center; gap: 12px; padding: 14px 16px; background: #075e54; color: #fff; }
.wa-head img { border-radius: 11px; }
.wa-head strong { display: block; font-size: 15px; line-height: 1.2; }
.wa-head span { font-size: 12px; opacity: .85; display: flex; align-items: center; gap: 6px; }
.wa-head span::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: #4ade80; animation: wa-blink 1.6s infinite; }
@keyframes wa-blink { 50% { opacity: .3; } }
.wa-close { margin-left: auto; background: none; border: 0; color: #fff; font-size: 26px; line-height: 1; cursor: pointer; opacity: .8; }
.wa-close:hover { opacity: 1; }
.wa-body { padding: 18px 16px; min-height: 112px; background: #ece5dd url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='40'%3E%3Ccircle cx='4' cy='4' r='1.5' fill='%23d6cfc4'/%3E%3C/svg%3E"); }
.wa-msg { position: relative; background: #fff; border-radius: 0 14px 14px 14px; padding: 11px 14px; max-width: 88%; font-size: 14px; line-height: 1.5; color: #1f2b30; box-shadow: 0 1px 2px rgba(0,0,0,.12); }
.wa-msg small { display: block; margin-top: 4px; font-size: 11px; color: #8a979d; text-align: right; }
.wa-typing { display: none; width: 64px; padding: 14px 16px; gap: 5px; }
.wa-typing span { width: 8px; height: 8px; border-radius: 50%; background: #9aa7ad; animation: wa-dot 1.1s infinite; }
.wa-typing span:nth-child(2) { animation-delay: .18s; }
.wa-typing span:nth-child(3) { animation-delay: .36s; }
@keyframes wa-dot { 0%,60%,100% { transform: translateY(0); opacity: .5; } 30% { transform: translateY(-5px); opacity: 1; } }
.wa-text { display: none; }
.wa-popup.typing .wa-typing { display: flex; }
.wa-popup.said .wa-text { display: block; animation: wa-in .35s ease; }
@keyframes wa-in { from { opacity: 0; transform: translateY(8px); } }
.wa-start { display: flex; align-items: center; justify-content: center; gap: 9px; margin: 0; padding: 14px; background: #25d366; color: #fff; font-weight: 700; font-size: 15px; transition: background .2s; }
.wa-start:hover { background: #1ebe5b; }
.wa-start svg { width: 22px; height: 22px; }

.top-btn { right: 30px; bottom: 100px; width: 40px; height: 40px; }

@media (max-width: 760px) {
  .topbar-inner span:first-child { display: none; }
  .topbar-inner { justify-content: center; }
  .nav-cover { border-radius: 26px; }
  .nav-links { position: absolute; top: calc(100% + 10px); left: 0; right: 0; background: #fff; border-radius: 22px; padding: 10px 16px 18px; box-shadow: 0 25px 60px rgba(0,0,0,.3); border: 0; }
  .nav-links > a:not(.btn), .dd-toggle { width: 100%; border-radius: 10px; border-bottom: 0; padding: 12px 14px; }
  .dropdown { width: 100%; }
  .dd-menu { position: static; transform: none; opacity: 1; visibility: visible; box-shadow: none; padding: 0 0 6px 14px; min-width: 0; }
  .dd-menu::before { display: none; }
  .dropdown:hover .dd-menu, .dropdown:focus-within .dd-menu { transform: none; }
  .dd-menu a { padding: 8px 12px; font-size: 13px; color: var(--muted); }
  .dd-toggle em { display: none; }
  .nav-links .btn-small { margin: 12px 0 0; width: 100%; text-align: center; }
  .wa-widget { right: 14px; bottom: 14px; }
  .top-btn { right: 22px; bottom: 90px; }
}

/* ===== Floating pill header: no background strip ===== */
.site-header { position: fixed; top: 12px; left: 0; right: 0; background: transparent; padding: 0; box-shadow: none; backdrop-filter: none; border: 0; z-index: 100; }
.site-header.scrolled { padding: 0; box-shadow: none; top: 8px; }
.topbar { display: none; }
.nav-cover { background: rgba(255,255,255,.96); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); }
.site-header.scrolled .nav-cover { background: rgba(255,255,255,.88); box-shadow: 0 12px 40px rgba(10,24,34,.22); }
.progress { position: fixed; top: 0; left: 0; bottom: auto; z-index: 101; }
.photo-banner { padding-top: 170px; }
.page-banner { padding-top: 150px; }
.hero.page-hero { padding-top: 150px; }
@media (max-width: 960px) {
  .photo-banner { padding-top: 130px; }
  .page-banner, .hero.page-hero { padding-top: 120px; }
}

/* ===== Real logo (circular) ===== */
.brand-mark { border-radius: 50%; background: #000; box-shadow: 0 4px 14px rgba(0,0,0,.35); object-fit: cover; }
.nav-cover .brand-mark { width: 48px; height: 48px; }
.wa-head img { border-radius: 50%; background: #000; }